Our goal is simple – we understand vehicle loans better than anyone, and we use this experience to save our customers thousands of dollars by refinancing to the lowest rates available.
Marc Ellis, affectionately known as ‘The Refi Guy’, is an automotive financing expert with over 30 years of experience. He now uses this experience and expertise to provide the best rates available.
Our reputation is only as strong as our last customer’s experience. Click below to read some of our Customer Testimonials and see for yourself!
If you're paying more than 2%, you're paying too much!
Let The Refi Guy show you how to save thousands!
Key Benefits
Customer-centric businesses build a virtuous cycle we call the customer wheel. We help companies at every stage of growth, developing custom solutions and collaborating with all levels of your business. Customer-centric businesses build a virtuous cycle we call the customer wheel.
- We help you understand customer behaviors and what they reveal
- We help break down barriers to innovation within your firm
- We help resolve the pricing paradox to enable growth
- We help align your brand strategy with key objectives
- We help companies nurture loyal customers who are more profitable
Frequently asked Questions
Savings can come in many different ways – from reduction of interest rate, to shorter financing period, or both! Our goal is to balance your total savings while also lowering your monthly payment as much as possible. With rates starting at 1.79%, our clients save thousands of dollars by refinancing with The Refi Guy.
To see how much you can save, call us toll-free at 1-844-304-BIKE (2453)
The Refi Guy is not a dealership or a lender – we are a loan refinancing consultant! We handle the time-consuming, often frustrating parts of the refinancing process for you. Once you put us to work, we leverage our network of approved lenders to find you the best rate, and save the most money. By forcing lenders such as banks and credit unions to compete for business, we can secure some of the lowest rates available. We will then provide you with the rates we have received, and guide you through the process of securing your new rate!
The first step in the refinancing process is to download and complete our Refinancing Application. Our application is simple, and allows us to find you the absolute best rates to save you thousands!
For more Frequently Asked Questions, visit our FAQ page.
TESTIMONIALS
We’ve helped our customers to receive the lowest rates and the greatest savings possible. Below are a few testimonials from some of our satisfied customers. Read more on our Testimonials page!

When I purchased my most recent bike, I agreed to an 84 month term, with a 10.49% interest rate.
Within a few days of speaking with The Refi Guy, he was able to reduce my interest rate to 1.75%, and shorten my term to 48 months. He saved me over $11,000!
Tony M. – Saved $8,600.00

Somethings in life seem too good to be true, and that’s what we thought when The Refi Guy told us how much he could save us.
Truth be told, he was able to take our interest rate down from 13.99% to 1.75%, and shorten the term by a year. This saved my wife and I over $9,000! The Refi Guy is the real deal!
Shirley & Robert S. – Saved Over $9,000.00









